![]() ![]() Fortunately for the victims of the Joplin Tornado, homeowners insurance should have included this important coverage. While windstorm damage coverage is often included in standard homeowners insurance policies, there are some exceptions. Is Tornado Coverage Part of Every Homeowners Policy? Hopefully you’ll never have to submit property insurance claims for severe tornado damage, but it’s still useful to note all the relief this coverage provided to victims of the Joplin Tornado, and consider how property insurance could protect you from other disasters. Victims of the Joplin Tornado were able to repair their gardens and general appearance surrounding their homes thanks to property insurance. Limits typically cap at $500 per plant, but coverage amounts can be increased.
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